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🧮 SWP Calculator – Calculate Systematic Withdrawal Plan Online

📌 What is an SWP (Systematic Withdrawal Plan)?

A Systematic Withdrawal Plan (SWP) is a popular mutual fund investment option that allows investors to withdraw a fixed amount every month from their lump-sum investment. Unlike SIP (Systematic Investment Plan), where you invest monthly, SWP gives you monthly payouts, making it ideal for retirees and anyone looking for regular income from investments.

⚡ Try Our Free SWP Calculator

Use our SWP Calculator to:

• Calculate how long your investment corpus will last

• See interest earned every month

• Get a month-wise breakdown of withdrawal, interest, and balance

• Plan your monthly income post-retirement or during long-term goals

🔢 How SWP Works – With an Example

Let’s say you invest ₹50,000 in a mutual fund, and you want to withdraw ₹1,000 per month for 12 months. Assuming an annual return of 10%, here’s what happens:

At the end of 1 year:

• ✅ You’ve received ₹12,000 in payouts

• ✅ Your remaining investment = ₹42,566

• ✅ You earned ₹4,565 in interest

🎯 Why Use Our SWP Calculator?

✅ Easy to use – Enter your investment amount, expected return, and tenure
✅ Live Results – See monthly interest and balance updates instantly
✅ Flexible Planning – Adjust withdrawal amount and duration anytime
✅ Accurate Financial Forecast – Based on real SWP logic used by top mutual fund companies

🎁 Benefits of SWP for Investors

• 🔄 Steady monthly income for retirees

• 📈 Continued investment growth even during withdrawals

• 💼 Tax-efficiency if planned well

• 🎯 Control over how much and when you withdraw

🙋‍♂️ Who Should Use SWP?

• Retired Individuals looking for monthly pension-like income

• Parents funding child’s education or marriage over time

• Freelancers or business owners managing variable income

• Anyone with a lump-sum corpus needing structured withdrawals

💡 Expert Tips:

• Choose moderate-risk mutual funds for stable returns

• Reinvest unspent withdrawals for compounding benefits

• Use our calculator monthly to fine-tune your plan

📌 Final Words

A Systematic Withdrawal Plan (SWP) can turn your investment into a smart income source without compromising on growth. Use our SWP Calculator to plan, adjust, and secure your financial future.

👉 Try the SWP Calculator Now
📊 Start planning your withdrawals today – accurately, easily, and free!

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